If we can think of one thing that is
more stressful than the complicated process of buying a house itself, we have
got to say that it would have to be working with unknowledgeable,
unprofessional broker. Now you might be thinking, Indigo Mortgage has a
license, doesn’t everyone need one?
Technically no, not every single
legal lender is required to have a license; under some circumstances, these
companies can get away with just being registered. However, even a licensed,
registered and so-called legitimate company can be completely unprofessional.
Today, we are going to talk about
just that and the importance of working with a highly professional company such
as ourselves.
Registered Brokers and Licensed
Brokers
All legitimate lenders must be
registered with the Nationwide Mortgaging Licensing System or NMLS for short.
While some companies can get away with just being registered, most like us must
undergo a stringent education program with testing and continued education
every year.
Completion of this required learning
keeps us licensed and better able to serve you. While most brokers are required
to be licensed and registered, some get away with just being registered. Here
are the exclusions and the reasons they fall short.
The loan officers employed by
federally banks and even credit unions do not have to undergo the required
classes; legally, all they must do is register with the NMLS. We are not
looking to demean these institutions, but, at Indigo Mortgage, we believe that
the training is there for a reason.
Not only does it ensure the laws and
procedures of issuing loans to borrowers are followed, but it is also more
professional to be properly trained. This is why all of our loan officers are
required to go through the schooling and testing and then continue their
education every year in order to be employed with us.
The Bottom Line
At Indigo Mortgage, all of our
employees have undergone the specific and required training for their field in
the industry. We believe that it is the most effective way to deliver results
and be viewed as a professional company in a very competitive industry.
To our readers, customers, and
family, we care and don’t want to hear more stories about people going with an
uninformed, under professional company that only cares for profit and treats
their customers like numbers and not family. With Indigo Mortgage, you are not
just another client -- you are a friend.
No comments:
Post a Comment